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velmoraqen

+61 2 6162 6303 Orange NSW 2800
Specialized Financial Education Programs
Risk Analysis Portfolio Modeling Strategic Planning Market Research
Last Updated: March 15, 2025

Privacy Policy

velmoraqen is committed to protecting your privacy and personal information. This policy explains how we collect, use, store, and safeguard your data when you interact with our advanced financial analysis training programs and services. Your privacy matters deeply to us, and we want you to understand exactly how your information is handled.

1 Information We Collect

We collect information that you provide directly to us and information that we gather automatically when you use our services. Understanding what data we collect helps you make informed decisions about sharing your information with us.

Personal Information

  • Full name and contact details
  • Email address and phone number
  • Professional background and experience
  • Educational qualifications
  • Payment and billing information

Learning Data

  • Course progress and completion rates
  • Assessment scores and feedback
  • Learning preferences and goals
  • Discussion forum participation
  • Resource downloads and usage

Technical Information

  • Device and browser information
  • IP address and location data
  • Website usage patterns
  • Session recordings for support
  • Cookies and similar technologies

We only collect information that is necessary to provide you with quality educational services and support. You have control over most of the personal information you share with us.

2 How We Use Your Information

Your information helps us deliver personalized learning experiences and continuously improve our financial analysis training programs. We use your data responsibly and only for legitimate business purposes.

Educational Services

We use your information to provide access to course materials, track your progress, deliver personalized learning recommendations, and offer technical support. This includes customizing your learning dashboard and sending relevant course updates.

Communication

We'll contact you about your enrollment, course updates, important announcements, and customer service matters. You can choose to receive additional communications about new programs and industry insights.

Service Improvement

We analyze usage patterns and feedback to enhance our course content, platform functionality, and overall user experience. This helps us identify areas where students might need additional support or resources.

Important

We never sell your personal information to third parties. Any data sharing is limited to essential service providers who help us deliver your education experience.

3 Your Rights Under Australian Privacy Law

Under the Australian Privacy Principles (APPs) in the Privacy Act 1988, you have several important rights regarding your personal information. We respect these rights and have established clear procedures to help you exercise them.

Access Your Information

You can request a copy of the personal information we hold about you. We'll provide this within 30 days, along with information about how we've used your data.

  • Request corrections to inaccurate or outdated information
  • Ask us to delete your personal data in certain circumstances
  • Restrict how we process your information
  • Receive a copy of your data in a portable format
  • Withdraw consent for marketing communications
  • Lodge a complaint with the Australian Information Commissioner

To exercise any of these rights, contact our privacy team using the details provided at the end of this policy. We'll respond promptly and work with you to address your concerns.

4 Data Security and Protection

We take data security seriously and have implemented comprehensive measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction.

Encryption

All data transmission uses industry-standard SSL/TLS encryption to protect your information in transit.

Access Controls

Strict authentication and authorization controls limit access to your data to authorized personnel only.

Secure Storage

Your data is stored on secure servers with regular backups and comprehensive monitoring systems.

Regular Audits

We conduct regular security assessments and vulnerability testing to maintain high protection standards.

While we implement robust security measures, no system is completely immune to risks. We continuously monitor and update our security practices to address emerging threats and maintain the highest level of protection for your data.

5 Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and comply with legal requirements. Different types of data have different retention periods based on their purpose and legal obligations.

Active Student Records

Personal and learning data is retained throughout your enrollment and for 3 years after course completion to provide ongoing support and credential verification.

Financial Records

Payment and billing information is kept for 7 years to comply with Australian taxation and accounting requirements.

Marketing Data

Contact information for marketing purposes is retained until you unsubscribe or request deletion, with regular reviews every 2 years.

Technical Logs

System logs and usage data are typically retained for 12-18 months for security monitoring and service improvement purposes.

When data reaches the end of its retention period, we securely delete or anonymize it using industry-standard methods. You can request earlier deletion of your data, subject to any legal obligations we may have to retain certain information.

6 Third-Party Services and Data Sharing

We work with carefully selected third-party providers to deliver our educational services. These partners are bound by strict confidentiality agreements and must meet our high standards for data protection.

Service Providers We Work With

  • Learning management system hosting and maintenance providers
  • Payment processing services for secure financial transactions
  • Email and communication platform providers
  • Analytics services to understand and improve user experience
  • Customer support and helpdesk software providers
  • Cloud storage and backup service providers

We require all third-party providers to implement appropriate technical and organizational measures to protect your data. They can only process your information for the specific purposes we authorize and cannot use it for their own business purposes.

International Data Transfers

Some of our service providers may be located outside Australia. When we transfer your data internationally, we ensure adequate protection through privacy shield frameworks, standard contractual clauses, or other approved transfer mechanisms.

7 Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website and learning platform. These tools help us understand how you interact with our services and allow us to provide personalized experiences.

Types of Cookies We Use

  • Essential Cookies: Required for basic website functionality and security
  • Performance Cookies: Help us understand website usage and identify areas for improvement
  • Functional Cookies: Remember your preferences and provide enhanced features
  • Analytics Cookies: Provide insights into user behavior to improve our services

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect the functionality of our website and learning platform. We'll always respect your choices regarding non-essential cookies.

8 Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make significant changes, we'll notify you through email or prominent notices on our website.

We encourage you to review this policy periodically to stay informed about how we protect your information. The "Last Updated" date at the top of this policy indicates when the most recent changes were made.

If you have questions about any changes to our privacy policy, please don't hesitate to contact us. We're here to help you understand how these changes might affect you.

Privacy Questions or Concerns?

If you have questions about this privacy policy or how we handle your personal information, we're here to help.

support@velmoraqen.com
+61261626303
142 Summer St, Orange NSW 2800, Australia

You also have the right to lodge a complaint with the Australian Information Commissioner if you believe we have not handled your personal information appropriately.